Cabrillo Credit Union : Vehicle Financing Advantages


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Mechanical Breakdown Insurance (MBI)
This insurance offers additional coverage for your vehicle. The coverage includes reimbursement for reasonable costs to repair or replace any breakdown of mechanical or electrical parts. Our MBI product is just as good or better than the insurance products offered through the dealership, and at a fraction of the cost.

Guaranteed Asset Protection (GAP)
If your vehicle is accidently damaged beyond repair, GAP is there to save the day! This non-insurance product covers the difference between your insurance coverage and the amount owed on your loan, plus an additional $1,000 if you finance the replacement vehicle with us.*

For example:
Original purchase price $25,000
Loan balance after one year $21,000
Insurance settlement covering
Vehicle's current value $16,000
Remaining unpaid balance $ 5,000 - GAP covers this amount.

*This is available if the vehicle is declared a total loss or stolen vehicle.


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